The legal system is slightly different in every state. Statutes and court precedents are slightly different from one jurisdiction to another. Some people try to use that fact to their advantage when they face legal consequences for their actions or choices. They might intentionally relocate across state lines in response to legal troubles in one location....
Firm News
Can California creditors intercept a debtor’s tax refund?
Debt collection can be a very difficult process for a business. Most companies do not have a specialized debt collection department, and even those that do may only have a few employees working in that area. The more complex a situation becomes, the more likely the company is to require outside help. Oftentimes, businesses owed money by other organizations...
What is the statute of limitations on debt collections in California?
In California, the statute of limitations on debts is a critical legal boundary that debt collectors must be acutely aware of. This period dictates when a creditor or collector can legally sue to collect a debt. The statute of limitations on debts in California varies depending on the type of debt in question. Understanding this limitation is essential for...
A judgment can lead to a lien against a debtor’s home
Creditors trying to collect on a debt may feel like they are at the mercy of debtors. It can be very difficult to contact someone who does not want to take responsibility for their financial obligations. It can be even more difficult to convince them to pay their debts if they do not see the value in doing so. As such, those who do not take responsibility...
Can social media help a business collect on a debt?
Social media has proven to be a very valuable tool for businesses. It has never been easier to create a strong brand and to quickly connect with a specific demographic of customers. Targeted advertising on social media and the freedom of expression on social media platforms has made it easier than ever before for businesses to engage in highly effective...
Can someone craft a trust to avoid a creditor lawsuit?
When someone owes a business money, they generally have an obligation to pay in full or negotiate a specific payment arrangement that both parties believe is reasonable. Expecting someone to fulfill their financial obligations is reasonable, especially when a creditor will take monthly payments in lieu of immediate payment in full. Unfortunately, there are...
How to handle a debtor who is working under the table to avoid paying
Some people who owe money to others do anything they can to avoid paying what they owe. For example, some people quit their jobs. They know that creditors can take them to court to garnish their wages, so they look for a way to earn income that is safeguarded from a risk of collections. In some cases, they may even place themselves in a position where they...
Using the discovery process to uncover financial misconduct
Some people take on debt intentionally by applying for a personal loan or credit card. Others end up with unintentional debt due to unexpected incidents, like a medical emergency. The average person who owes a substantial amount of money to other individuals or a business does their best to make good on their obligations regardless of the origins of their...
What happens when a debtor dies with unpaid debt in California?
Businesses owed money by an individual may need to spend years collecting on that debt. Hospitals might enter into payment arrangements with someone on a fixed income, for example, that will require many years of payments to complete. Most organizations that engage in collection activity or offer payment plans recognize that receiving payments every...
Enforcing a sister-state judgment in California
Most people who borrow money or sign financial agreements will eventually make good on their obligations. They will make monthly payments until they have fully covered the balance owed and will do their best to keep their accounts in good standing. However, there are always a few people willing to break the rules and take advantage of a system even if it...