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California Debt Collection Blog

Implementing bank levies as a means of collection

When an individual or California business is behind in making payments on a debt, the creditor may take legal action in order to collect on that balance. One way this may happen is by asking a court for a judgment, which is something that allows the creditor to secure money from the debtor even without the debtor’s cooperation. Bank levies are a commonly...

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How To Collect If A Debtor’s House Is In A Trust?

For companies operating on a smaller scale, the question of pursuing unpaid debts is a tricky one. For debtors with complex assets and estate plans, that task can be even more challenging to parse out.  Understanding the obstacles to creditors It’s a common tactic that people drafting an estate will place a house into a revocable trust to protect that...

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Who owes what and when can dictate how to pursue unpaid debts

Collecting past-due payments from commercial clients in California can be frustrating. While there are many different options by which a creditor can seek payment, the right choice depends on the details of the individual situation. When it comes to effective commercial debt collection solutions, a unique approach is crucial. And these are certainly unique...

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What are your options when debtors commit a fraudulent transfer?

Few things are more frustrating than securing a judgment against a debtor only to discover that they have transferred assets beyond your reach. Fortunately, you do have legal recourse for recovering what you are owed. The Uniform Fraudulent Transfers Act (UFTA) enables creditors to take action whether their claim arose before or after the fraudulent...

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What are a creditor’s options for enforcing a judgment?

A creditor has the right to collect on past-due balances, and there are several options for compelling a debtor to make a payment. The creditor may go to court to request a judgment, which is a legally enforceable way to secure money from a past-due account. A judgment is only the first step in many cases. A California creditor may have to take steps to...

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Commercial debt collection: Increasing the odds of getting paid

California small business owners have encountered some unexpected obstacles in the last few months that make receiving payment from those they have contracts with vital for the survival of the venture. Commercial debt collection had its challenges prior to recent events, but now it can be even more problematic. Even so, there may be ways to help increase...

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What to include in a consumer demand letter

Businesses here in California and across the country generally do not provide their goods or services for free. They require payment from clients and customers, and when it is not received, it potentially damages the business. In most cases, a business will not want to go directly to litigation. Instead, a demand letter is often the best first step....

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Using a bank levy for judgment enforcement requires good timing

California businesses often have the unenviable task of taking a client or customer to court in order to receive payment owed to them. Receiving a judgment from the court specifying the amount owed to a particular business from another party may seem like a victory, but there is still more work to be done. Collecting on that judgment may require using a...

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Obtaining a wage garnishment for payment of a judgment

After receiving a judgment from a California court against someone who owes your business, you need to decide where to go from here. Enforcing a judgment can prove just as problematic as securing one. One option you may use to collect the money owed to you in connection with the judgment is through a wage garnishment. The process seems simple. You use the...

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Collecting from a business that has filed for bankruptcy

Few things are more frustrating than having a business owe you money only for the company to file for bankruptcy. You may have done everything in your power to recover your financials. Unfortunately, bankruptcy protection can limit your options going forward. However, that doesn’t mean you have no recourse. You will have to file a claim When a business...

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