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California Debt Collection Blog

Commercial debt collection: Increasing the odds of getting paid

California small business owners have encountered some unexpected obstacles in the last few months that make receiving payment from those they have contracts with vital for the survival of the venture. Commercial debt collection had its challenges prior to recent events, but now it can be even more problematic. Even so, there may be ways to help increase...

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What to include in a consumer demand letter

Businesses here in California and across the country generally do not provide their goods or services for free. They require payment from clients and customers, and when it is not received, it potentially damages the business. In most cases, a business will not want to go directly to litigation. Instead, a demand letter is often the best first step....

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Using a bank levy for judgment enforcement requires good timing

California businesses often have the unenviable task of taking a client or customer to court in order to receive payment owed to them. Receiving a judgment from the court specifying the amount owed to a particular business from another party may seem like a victory, but there is still more work to be done. Collecting on that judgment may require using a...

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Obtaining a wage garnishment for payment of a judgment

After receiving a judgment from a California court against someone who owes your business, you need to decide where to go from here. Enforcing a judgment can prove just as problematic as securing one. One option you may use to collect the money owed to you in connection with the judgment is through a wage garnishment. The process seems simple. You use the...

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Collecting from a business that has filed for bankruptcy

Few things are more frustrating than having a business owe you money only for the company to file for bankruptcy. You may have done everything in your power to recover your financials. Unfortunately, bankruptcy protection can limit your options going forward. However, that doesn’t mean you have no recourse. You will have to file a claim When a business...

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Debt collection varies depending on if it is secured or unsecured

Perhaps a California business owner has attempted to receive payment from a customer by sending additional invoices and making calls, but to no avail. It has now reached the point where debt collection efforts need to become more formal. Before embarking on a particular course of action, it would help to know whether the debt is secured or unsecured. As...

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When does filing a lawsuit against a debtor make sense?

As a small business owner, unpaid debts can affect your bottom line. While some of your debtors may make good on their payments, you may have difficulty receiving any repayment whatsoever from others. Before filing a lawsuit against a debtor, however, it’s crucial to know if they can afford to pay you. If they cannot, pursuing legal action against them...

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What options do you have for debt collection lawsuits and enforcement?

Effective debt collection practices by commercial entities include the use of civil court cases brought against consumers and other businesses. Efiling of civil actions is the norm in California courts, as has been the case in recent years. When the usual debt collection efforts have failed to result in payment, aggressive legal actions become essential...

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