A difficult part of debt collection is being able to get the money itself, especially if the person you lent to has moved their assets where you cannot find them. Knowing what your options are if this situation arises can help you recover the money you are entitled...
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Debtor Rights
How to protect your business from debt collection scams
Scammers don't just target consumers anymore — they are coming after businesses like yours. And if you are not careful, someone pretending to collect a debt on your behalf could end up stealing from you instead. These debt collection scams are not just a nuisance;...
What is the Rosenthal Fair Debt Collection Practices Act?
A California law that took effect at the beginning of this year affects businesses and other organizations that need to collect debt owed to them by businesses. Specifically, the Rosenthal Fair Debt Collection Practices Act (RFDCPA) expands consumer debt collection...
How companies can protect themselves from debt collection scams
When people talk about the consequences of debt collection scams, they often focus on how inappropriate collection activity affects individual consumers. However, debt collector misconduct and fraudulent debt collection organizations can negatively impact businesses...
What is the statute of limitations on debt collections in California?
In California, the statute of limitations on debts is a critical legal boundary that debt collectors must be acutely aware of. This period dictates when a creditor or collector can legally sue to collect a debt. The statute of limitations on debts in California varies...
Can debtors control when creditors contact them?
There are numerous laws restricting the activity of debt collection professionals. In general, both professional collection specialists and those pursuing internal collections for a business must carefully comply with federal and state rules about fair debt collection...
Do debt obligations expire?
Generally speaking, a debt is only gone when the debtor pays it. Still, California does have a four-year window in which the creditor can take legal action to enforce a valid written contract. However, the clock on the four-year limit can restart each time a debtor...
What is the statute of limitations for debt collection?
California is an expensive place to live and do business, so it is no surprise that debt and credit are a part of life. Those trying to collect debt have various legal options to be compensated. Whatever that approach is, it is essential to remember that creditors are...
Understanding California’s statute of limitations on debt collections
Companies that extend credit to individuals and those that offer billing after service have been performed will often wonder how they can collect on those debts. While many people who utilize credit to pay for things will take care of those bills, there are some cases...
COVID relief redefined debtor obligations and collector rights
The ongoing pandemic has created a shifting economic landscape that continues to challenge struggling consumers and businesses. Bankruptcy may no longer be unavoidable and might be a more attractive option. A recent change in federal law will impact how debtors can...