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California Debt Collection Blog

COVID relief redefined debtor obligations and collector rights

The ongoing pandemic has created a shifting economic landscape that continues to challenge struggling consumers and businesses. Bankruptcy may no longer be unavoidable and might be a more attractive option. A recent change in federal law will impact how debtors can reorganize their obligations and how creditors can seek payment for services rendered. In...

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New California case changes the way creditors can collect their debts

Judgment and debt collection is an ever-changing field, and new challenges of statute interpretation arise in the courts every day. If you are a creditor in California, you should pay attention to a new lawsuit that has changed the way California courts classify debtor judgments that you can seize in satisfaction of your own lien. The statute in question...

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The rights of creditors to seek payment of debt

Companies are entitled to payment when a California customer fails to pay for something purchased on credit. The process of actually securing payment from an unwilling customer can be complex, and it may be necessary for a creditor to seek the assistance of a debt collection agency or other professional experienced in this process. Any creditor or company...

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Amicable debt collection and seeking repayment

Businesses have the right to seek payment on unpaid balances from consumers. However, commercial debt collection can be a complex process, and it may be necessary for a creditor to seek payment through more aggressive means. Before taking these steps, however, it is beneficial for a California creditor to pursue the option of amicable debt collection....

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How to use a bank levy as a means for collecting a debt

California creditors often face complex challenges when trying to collect debts owed to them by businesses and individual consumers. There are various ways to secure payment in a legal manner, and one option may include seeking a judgment from the court. After successfully securing a judgment, the most common and effective type of post-judgment relief is a...

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What to do if a debtor files for bankruptcy?

As a creditor, you deserve to be paid. Collecting from a debtor in California is always a challenge, but the problem is made much worse when the debtor files for bankruptcy relief. As a creditor, it is important to know that even when debtors file for bankruptcy, you have options and you have rights. You Have Options While debtors seem to love bankruptcy,...

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How can a ‘keeper’ help me with a judgment enforcement?

Winning a judgment against a debtor does not always mean that a creditor or business will immediately receive what the debtor owes. In fact, in many cases, a creditor in California may have to take legal steps for judgment enforcement. If the debtor is a retail business, there are some unique ways a creditor may collect on a judgment, including using a...

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