Month: October 2020

Consumer debt collection: Using a demand letter

When a California business provides goods or services to its customers or clients, it expects payment in return. Unfortunately, not all people will pay their bills on time. If that happens, the business has avenues with which to collect on those debts, and one of the first formal ways to do so is through a demand letter. However, when it comes to consumer...

Using a bank levy for judgment enforcement requires good timing

California businesses often have the unenviable task of taking a client or customer to court in order to receive payment owed to them. Receiving a judgment from the court specifying the amount owed to a particular business from another party may seem like a victory, but there is still more work to be done. Collecting on that judgment may require using a...

Debt collection varies depending on if it is secured or unsecured

Perhaps a California business owner has attempted to receive payment from a customer by sending additional invoices and making calls, but to no avail. It has now reached the point where debt collection efforts need to become more formal. Before embarking on a particular course of action, it would help to know whether the debt is secured or unsecured. As...